The Mashreq Top-up Loan for Existing Customers lets current Mashreq borrowers increase the amount of their existing loan. For customers who want to get a personal loan top-up, the original and additional amounts are repaid together until a single maturity date.
The amount can reach up to 20 times your monthly salary, with repayment terms of up to 48 months. Approval depends on your salary, repayment capacity and the bank’s assessment, so it helps to review the conditions before any personal loan online apply step.
Key Facts
- Loan amount: Up to 20 times your monthly salary, with a maximum of AED 2,000,000 for expatriates.
- APR (Annual Percentage Rate): Rates shown in the bank’s official loan calculator range from 2.99% to 36%. The applicable rate is confirmed in your offer and in the Key Facts Statement.
- Loan term (months): Up to 48 months.
ملخص الحقائق الرئيسية
مبلغ القرض: حتى 20 ضعف راتبك الشهري، بحد أقصى 2,000,000 درهم إماراتي للمقيمين الأجانب.
معدل النسبة السنوية: تتراوح الأسعار المعروضة في حاسبة القروض الرسمية لدى البنك بين 2.99% و36%. يتم تأكيد السعر المطبق في العرض المقدم لك وفي بيان الحقائق الرئيسية.
مدة القرض (بالأشهر): حتى 48 شهرًا.
Is this a good loan?
It depends on your needs and your current commitments. The top-up keeps everything in one loan with a single maturity date, which can make it simpler to track when you get a personal loan increase.
The bank also offers a deferral of the first installment of up to 90 days. Keep in mind that your total monthly installments must stay within 50% of your salary, a limit worth checking as you find a personal loan option.
Loan according to your profile
This product is designed only for existing Mashreq customers who already have a loan and transfer their salary to Mashreq. It may suit borrowers who want extra funds without opening a new, separate personal loan online apply request.
The minimum monthly salary starts at AED 5,000 for employees of approved companies and AED 8,000 for employees of unapproved companies. You also need to be a confirmed employee or have at least 6 months of service before you get a personal loan top-up.
I want to apply for Mashreq Top-up Loan for Existing Customers
Mashreq offers a digital process through its official website. After entering your basic details, you can view the offer and accept it online in this personal loan online apply route.
Before accepting, read the Key Facts Statement, the Terms and Conditions and the Schedule of Charges. The bank notes that actual installments may differ, so reviewing these documents first helps if you plan to get a personal loan top-up.
This content is for informational purposes only and is not issued or endorsed by Mashreq. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية
هذا المحتوى لأغراض إعلامية فقط، ولم يصدر عن بنك المشرق ولا يحظى بتأييده. جميع الشروط والأسعار قابلة للتغيير وتخضع للموافقة التنظيمية. يُرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على أدق المعلومات وأحدثها.