The Standard Chartered Home Suite is a home loan bundle from Standard Chartered UAE. It combines property financing of up to AED 18 million with a Priority Banking account and a dedicated Relationship Manager.
The rate is variable, calculated as EIBOR plus a margin, and repayment terms go up to 25 years. All loans are granted at the bank’s sole discretion, so it is worth reviewing the conditions before you apply for mortgage loan financing.
Key Facts
- Loan amount: Up to AED 18 million, limited to 80% of market value for UAE nationals and 75% for expatriates on completed properties.
- APR (Annual Percentage Rate): Variable rate, calculated as EIBOR plus the margin. The official page does not publish a fixed APR; check the Key Facts Statement.
- Loan term (months): Up to 300 months (25 years).
ملخص الحقائق الرئيسية
مبلغ القرض: حتى 18 مليون درهم إماراتي، بحد أقصى 80% من القيمة السوقية للمواطنين الإماراتيين و75% للمقيمين الأجانب في العقارات الجاهزة.
معدل النسبة السنوية: سعر فائدة متغير يُحتسب على أساس سعر الإيبور مضافًا إليه الهامش. لا تنشر الصفحة الرسمية معدلًا سنويًا ثابتًا، يُرجى مراجعة بيان الحقائق الرئيسية.
مدة القرض (بالأشهر): حتى 300 شهر (25 عامًا).
Is this a good loan?
It depends on your goals and financial situation. The Home Suite offers a pre-approval before you start looking for a property, which helps you plan your mortgage loan budget with more clarity.
The bundle also includes a Priority Banking account with no minimum balance requirement, fee discounts on routine banking transactions and a Platinum Debit Card. For anyone comparing a home loan package, these extras are part of the overall picture.
Loan according to your profile
The Home Suite is available to UAE nationals and expatriates. Nationals can finance up to 80% of the market value of a completed property, and expatriates up to 75%, before they apply for house loan financing.
It may also suit buyers of under construction properties within the bank’s list of approved developments. Current homeowners can look at the balance transfer option to move an existing mortgage loan from another lender.
I want to apply for Standard Chartered Home Suite
Standard Chartered UAE accepts applications online through its official website. The bank describes a fast track process with simplified documentation for those who apply for home loan financing.
Before you apply, read the Client Terms, the Mortgage Facility Terms and the Key Facts Statement. Final conditions depend on the bank’s assessment, so reviewing them first helps if you plan to apply for mortgage loan financing.
This content is for informational purposes only and is not issued or endorsed by Standard Chartered Bank. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية
هذا المحتوى لأغراض إعلامية فقط، ولم يصدر عن بنك ستاندرد تشارترد ولا يحظى بتأييده. جميع الشروط والأسعار قابلة للتغيير وتخضع للموافقة التنظيمية. يُرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على أدق المعلومات وأحدثها.