The Mashreq Personal Loan is designed for individuals seeking a fast, convenient way to access funds for various needs such as education, travel, or home renovation.
Mashreq offers loan amounts up to 20 times your monthly salary, reaching as high as AED 2 million. This personal loan solution features competitive interest rates and a deferred first installment of up to 90 days.
Key Facts
- Loan amount: Up to AED 2,000,000
- APR (Annual Percentage Rate): Starting from 3.85% per annum (subject to eligibility and credit assessment)
- Loan term (months): Minimum 6 months, maximum 48 months (up to 60 months for Ministry of Defense employees)
ملخص الحقائق الرئيسية
- مبلغ القرض: يصل إلى 2,000,000 درهم إماراتي
- معدل الفائدة السنوي: يبدأ من 3.85% سنوياً (رهناً بشروط الأهلية وتقييم الجدارة الائتمانية)
- مدة القرض (بالأشهر): الحد الأدنى 6 أشهر، والحد الأقصى 48 شهراً (حتى 60 شهراً لموظفي وزارة الدفاع)
Get to know better:
- Apply for a personal loan online and receive approval in minutes.
- Flexible loan amounts based on your salary and eligibility.
- Transparent terms with clear information on all charges and conditions.
Why we recommend this loan
Mashreq Personal Loan offers applicants a fully digital journey, minimizing paperwork and processing time. With high maximum loan limits and competitive APR, this product is suitable for a range of financial goals, whether you plan to consolidate debts or finance personal projects.
The process emphasizes transparency—APR and fees are disclosed upfront, and all terms comply with UAE regulations. Find a personal loan that matches your profile and benefit from the convenience of online application and quick disbursement.
Find a personal loan to your profile
Mashreq allows you to view your personalized loan offer by submitting basic details and uploading your Emirates ID. If the offer suits your needs, you can accept it and set up a Mashreq salary transfer account instantly.
Documentation is straightforward: you’ll need a valid passport with UAE residence visa, a valid Emirates ID, and employment confirmation.
Mashreq Personal Loan: Get a personal loan
Enjoy peace of mind with fixed monthly payments and deferred first installment. Applicants must have a minimum salary of AED 5,000 (approved companies) or AED 10,000 (unapproved companies). Loan repayment and other commitments cannot exceed 50% of your monthly salary.
Mashreq is committed to responsible lending, ensuring all fees and rates are disclosed and all applications are subject to approval under current regulations.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Mashreq Bank. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية