The Citi Loan on Credit Card is a financing solution in the UAE that allows eligible cardholders to access cash against their existing Citi credit card limit. The borrowed amount is repaid through structured monthly instalments, offering flexibility without the need for a separate loan product.
This option is designed for short- to medium-term cash needs such as school fees, home improvements, or debt consolidation, giving customers the convenience of fast processing and repayment flexibility.
Key Facts
- Loan amount: Up to 100% of approved credit limit
- APR (Annual Percentage Rate): From 15% p.a. (illustrative rate for Ready Credit)
- Loan term (months): Up to 48 months
الحقائق الرئيسية
- مبلغ القرض: حتى 100٪ من الحد الائتماني المعتمد
- النسبة المئوية السنوية (APR): ابتداءً من 15٪ سنويًا (معدل توضيحي لمنتج Ready Credit)
- مدة القرض (بالأشهر): حتى 48 شهرًا
Get to know better
- Loan disbursed directly from Citi credit card limit
- Available for expenses like education, electronics, or balance transfers
- Flexible repayment schedule up to 48 months
- No separate application for conventional personal loan required
Why we recommend this loan
The Citi Loan on Credit Card is ideal for those already using Citi cards who need quick access to cash without applying for a separate personal loan.
It provides flexibility with repayment while keeping the process digital and efficient.
Find a personal loan to your profile
This solution works best for salaried professionals and UAE residents with a stable monthly income, seeking a short- to mid-term financing option aligned with their card usage.
Citi Loan on Credit Card: get a personal loan
By converting part of your credit limit into a loan, you gain access to instant liquidity while maintaining control of repayment with predictable instalments.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Citibank. All terms, APR, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل سيتي بنك. جميع الشروط والنسب السنوية والرسوم قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يُرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الأدق والأحدث.