Whether you’re seeking to apply for home loan, apply for house loan, or apply for mortgage loan, ADCB provides up to 85% financing of the property value, making it possible to purchase your dream home in the UAE.
Finance up to 85% of the property value for UAE Nationals, 80% for Expatriates, and 50% for Non-residents. Customers searching for the best bank for home loan or best bank for mortgage loan will find competitive rates, flexible repayment terms, and support throughout the process.
Key Facts
- Loan amount: Up to 85% (UAE Nationals), 80% (Expatriates), 50% (Non-residents) of property value
- APR (Annual Percentage Rate): From 4.74% per annum (segment-specific, hybrid or variable)
- Loan term (months): Up to 300 (25 years for residents), up to 180 (15 years for non-residents)
ملخص الحقائق الرئيسية
- مبلغ القرض: يصل إلى 85% (للمواطنين الإماراتيين)، 80% (للمقيمين الأجانب)، 50% (لغير المقيمين) من قيمة العقار.
- معدل النسبة السنوية: يبدأ من 4.74% سنويًا (حسب الشريحة، أو هجين، أو متغير).
- مدة القرض (بالأشهر): تصل إلى 300 شهر (25 عامًا للمقيمين)، وتصل إلى 180 شهرًا (15 عامًا لغير المقيمين).
Get to know better
- Hybrid and variable rate options available
- Maximum tenure: 25 years for residents, 15 years for non-residents
- Mandatory property and life insurance for the loan term
Why we recommend this loan
ADCB’s mortgage solution is suitable for anyone wanting to apply for mortgage loan, get a personal loan for property, or compare best bank for housing loan options. With flexible down payments and rate options, you can select what fits your financial profile.
ADCB offers dedicated mortgage centres, experienced relationship managers, and after-sales support for all home finance needs.
Find a personal loan to your profile
This mortgage loan is accessible for UAE Nationals, expatriates, and non-residents, providing options for hybrid or variable rates. If you want to find a personal loan or home loan with reliable support and transparent criteria, ADCB is an established choice.
Eligibility, down payment, and documentation requirements depend on your residency status and whether you are salaried or self-employed.
ADCB Standard Mortgage Loan: Get a personal loan alternative for property
Choose between Islamic or Conventional home finance structures. The application process includes property evaluation by external experts and full compliance with UAE banking standards.
Missing repayments can result in loss of property and affect your credit score. Early settlement may incur penalties.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by ADCB. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية
هذا المحتوى لأغراض إعلامية فقط ولم يتم إصداره أو اعتماده من قبل بنك أبوظبي التجاري. جميع الشروط والأسعار قابلة للتغيير وتتطلب موافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على أحدث المعلومات وأكثرها دقة.