ADCB Car Loans allow you to apply for car loan solutions with transparent vehicle financing UAE options for both new and used vehicles, following all requirements of the Central Bank of the UAE.
This product is for UAE nationals and expatriates. Terms, approval, and final rates depend on credit assessment, income, and vehicle profile. There is no guaranteed approval.
Key Facts
- Loan amount: Up to AED 3,000,000, depending on eligibility and vehicle value
- APR (Annual Percentage Rate): From 3.99% to 13.99%, including a 1% processing fee, subject to assessment
- Loan term (months): 12 to 60
- Processing fee: 1% of loan amount (minimum AED 500)
- Product type: Conventional, interest-based vehicle financing
الحقائق الرئيسية
- مبلغ القرض: حتى 3,000,000 درهم حسب الأهلية وقيمة السيارة
- معدل النسبة السنوية: من 3.99٪ إلى 13.99٪ سنوياً (يشمل رسوم المعالجة)
- مدة القرض: من 12 إلى 60 شهراً
- نوع المنتج: تمويل تقليدي قائم على الفائدة
Get to know better:
- Vehicle financing coverage: Financing for new and used vehicles up to five years old
- Fixed repayment structure: Monthly instalments remain fixed during the loan term
- Regulatory transparency: All terms, charges, and APR are disclosed as per UAE regulations
Why we recommend this loan
This option is suitable for customers who value fixed repayments and clear terms.
All disclosures follow regulatory and legal requirements.
Find a personal loan to your profile
Eligibility, APR, and available limits depend on your credit score and income.
You can compare this option with other personal loan online apply solutions to find a personal loan that suits your needs.
ADCB Car Loans: Get a personal loan
This is a conventional product (not Sharia-compliant).
If you miss repayments, you may face late fees, negative credit reporting, and legal action.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Abu Dhabi Commercial Bank PJSC. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية
هذا المحتوى لأغراض إعلامية فقط ولم يتم إصداره أو اعتماده من قبل بنك أبوظبي التجاري ش.م.ع. جميع الشروط والأسعار قابلة للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على أحدث المعلومات وأكثرها دقة.