The noon credit card is a credit card issued by Emirates NBD in the UAE, designed for people who spend frequently on noon platforms and want to earn rewards in the form of noon credits.
Instead of focusing on travel points or miles, this card is positioned around everyday lifestyle spending, including shopping, food delivery, and quick commerce, with benefits connected to noon’s ecosystem.
Key Facts (summary)
- Annual fee: Free for life / No annual fee
- APR (Annual Percentage Rate): Not clearly provided in the shared information
- Minimum income: AED 5,000
- Fees note: Other fees may apply (ex: late payment, cash withdrawal, foreign transactions) — always confirm in the Key Facts Statement (KFS)
الحقائق الأساسية (ملخص)
- الرسوم السنوية: مجانية مدى الحياة / بدون رسوم سنوية
- النسبة المئوية السنوية (APR): غير مذكورة بوضوح في المعلومات المرسلة
- الحد الأدنى للدخل: 5,000 درهم إماراتي
- ملاحظات حول الرسوم: قد تُطبق رسوم أخرى (مثل التأخير، السحب النقدي، المعاملات الأجنبية) — يُرجى الرجوع إلى بيان المعلومات الأساسية (KFS)
Why this card is for you?
If you frequently shop on noon, order on noon Food, or use services like noon Minutes and Namshi, this card may fit naturally into your routine because rewards are earned in a format that can be used back on those platforms.
It may also be a practical option for UAE residents who prefer a simple fee structure (with no annual fee) and want a card that combines online discounts + monthly rewards, instead of complex points programs.
Pros and Cons of the noon credit card
Pros
- Up to 20% back as noon credits: On eligible spends across noon platforms
- No annual fee: Listed as free for life
- Free noon One membership: 1-year free membership + 50% off afterwards
Cons
- Rewards are mainly noon credits: Best value depends on how much you actually use noon
- Spending conditions apply: Some benefits depend on monthly spend thresholds
- APR and fee details may vary: Some key pricing info requires checking the official KFS
How to Apply for Your noon credit card
In general, you can apply online through the official Emirates NBD channels by filling in the credit card application form, submitting your identification documents, and waiting for the bank’s review. If approved, the card may be issued digitally first, with physical delivery afterwards.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Emirates NBD. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك الإمارات دبي الوطني. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.