The NBD Webshopper Credit Card, offered by Emirates NBD Bank (P.J.S.C.), is developed specifically for online shopping. This card is suitable for individuals who prefer to make secure transactions on the internet, offering a reliable payment method that works exclusively for online purchases.
The card allows you to earn Plus Points for every AED 200 spent, which can be redeemed according to the bank’s rewards program.
Key Facts (summary)
- Annual fee: AED 52.50
- APR (Annual Percentage Rate): 3.49% (variable, subject to account status)
- Minimum income: AED 5,000
- Fees note: Additional fees may apply for late payments, over limit, or international transactions.
المعلومات الأساسية
- الرسوم السنوية: 52.50 درهم
- النسبة المئوية السنوية (APR): %3.49 (متغيرة حسب حالة الحساب)
- الحد الأدنى للدخل: 5,000 درهم
- ملاحظات حول الرسوم: قد يتم تطبيق رسوم إضافية للسداد المتأخر، تجاوز الحد، أو المعاملات الدولية.
Why This Card is for You?
If your purchasing habits are primarily online, this card limits its use to e-commerce and digital platforms, providing increased control and security over your spending. The printed (non-embossed) card number further reduces the risk of misuse at physical merchants or ATMs.
This card is a practical choice for those who want to avoid traditional credit card exposure and require a dedicated solution for online shopping with simple reward accumulation and transparent fee structure.
Pros and Cons of the NBD Webshopper Credit Card
Pros
- Exclusively for online purchases: reduces misuse risk at physical stores.
- Earn Plus Points for every AED 200 spent online.
- Low annual fee compared to many other cards.
Cons
- Cannot be used at physical merchants or ATMs.
- Standard APR applies if the balance is not paid in full.
How to Apply for Your NBD Webshopper Credit Card
To apply, visit the official Emirates NBD website and complete the credit card application form with the required documentation. Submission does not guarantee approval; all applications are subject to bank review and regulatory compliance.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Emirates NBD Bank (P.J.S.C.). All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك الإمارات دبي الوطني (ش.م.ع.). تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.