The HSBC Emirates Skywards Infinite Credit Card allows cardholders to earn Skywards Miles on daily purchases and redeem them for flights, upgrades, hotels, and more. It also offers travel benefits, airport lounge access, and lifestyle privileges.
This card is designed for individuals with a higher monthly income requirement who want to combine everyday spending with rewards linked to the Emirates Skywards program. It provides access to exclusive offers and premium services but comes with specific eligibility criteria and annual fees.
Key Facts (summary)
- Annual fee: AED 2,625 (including VAT)
- APR (Annual Percentage Rate): 44.28% fixed on purchases and cash withdrawals
- Minimum income: AED 30,000 per month
- Fees note: Additional charges may apply, such as late payment fees and foreign transaction fees
الحقائق الأساسية (ملخص)
- الرسوم السنوية: 2,625 درهم (شاملة ضريبة القيمة المضافة)
- النسبة المئوية السنوية (APR): %44.28 ثابتة على المشتريات والسحوبات النقدية
- الحد الأدنى للدخل: 30,000 درهم شهرياً
- ملاحظات حول الرسوم: قد يتم تطبيق رسوم إضافية مثل رسوم التأخير ورسوم المعاملات الأجنبية
Why this card is for you?
This credit card may suit frequent travelers and Emirates Skywards members who want to accelerate their Miles accumulation. It provides added value with complimentary Silver Tier membership, no expiry on earned Miles, and exclusive lifestyle offers.
Additionally, the card includes travel insurance, airport lounge access, and entertainment discounts, making it versatile for both travel and everyday use.
Pros and Cons of the HSBC credit card
Pros
- Earn up to 2.75 Skywards Miles per USD 1 on Emirates and flydubai spends
- Complimentary Emirates Skywards Silver Tier membership
- Unlimited airport lounge access for cardholder and one guest
Cons
- High minimum income requirement (AED 30,000 per month)
- Annual fee of AED 2,625 may not suit all users
HSBC credit card apply: online credit card application
Applications can be made online through the HSBC UAE website or mobile app.
The process involves filling out the application form, uploading required documents, and waiting for the bank to review your profile. Approval depends on meeting income and residency criteria.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by HSBC. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك HSBC. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.