The Go4it Gold Credit Card is designed for individuals looking to apply for a credit card in Dubai, combining everyday spending with public transportation access.
Issued by Emirates NBD in partnership with the Dubai Roads & Transport Authority (RTA), it offers an integrated online credit card application experience and rewards for regular use.
Key facts (summary)
- Annual fee: No annual fee under the current promotional offer (terms and conditions apply)
- APR (Annual Percentage Rate): APR applies to outstanding balances; may be variable, subject to credit assessment and disclosure
- Minimum income: AED 5,000 per month
- Fees note: Additional finance charges or fees may apply depending on usage and repayment behavior. For applicants with low credit score, approval is possible but subject to more stringent review.
الحقائق الأساسية (ملخص)
- الرسوم السنوية: لا توجد رسوم سنوية ضمن العرض الترويجي الحالي (تُطبق الشروط والأحكام)
- النسبة المئوية السنوية (APR): تُطبق النسبة المئوية السنوية على الرصيد المستحق وقد تكون متغيرة، حسب تقييم البنك والمتطلبات التنظيمية
- الحد الأدنى للدخل: 5,000 درهم شهرياً
- ملاحظات حول الرسوم: قد تُطبق رسوم أو تكاليف إضافية أو معدلات ربح/تمويل حسب استخدام البطاقة وطريقة السداد. للمتقدمين ذوي التصنيف الائتماني المنخفض، تخضع الموافقة لمراجعة دقيقة.
Why this card is for you?
This card is a suitable option for those searching for the easiest credit card to get within the eligibility rules set by Emirates NBD. Both employed and self-employed applicants can apply for a credit card, provided they meet the required criteria.
Reward points are earned on public transport and daily spending, and you can use your card for Nol fare payments and retail purchases. The process for credit card apply online is straightforward, but approval is always subject to full credit assessment.
Pros and cons of the Go4it Gold Credit Card
Pros
- Integrated application: Fast credit card application online for Dubai residents
- Self-employed eligibility: Credit card for self employed and salaried applicants
- RTA and Nol access: Use for public transportation payments, plus earn rewards
Cons
- Subject to approval: Not an instant credit card; application is reviewed by the bank
- Possible additional fees: Late payments or specific uses may incur extra charges
How to apply for your Go4it Gold Credit Card
To apply for a credit card online, visit the official Emirates NBD website and access the online credit card application. Provide your documents, including Emirates ID and proof of income.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Emirates NBD. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك الإمارات دبي الوطني. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.