The Citi Cash Back Credit Card, from Citibank UAE, lets you apply for a credit card in Dubai with online credit card application and cashback on all spending.
It is suitable for anyone looking for easy apply credit cards or instant credit card solutions, both online and in-store, for travel or daily use.
Key Facts (summary)
- Annual fee: AED 300 (waived year 1; from year 2, waived if spend ≥ AED 9,000; else fee +5% VAT)
- APR (Annual Percentage Rate): 39% (fixed annual)
- Minimum income: AED 8,000
- Fees note: Late fee AED 230; foreign transaction 2.99%; over limit AED 249; no cashback if spending above the credit card limit.
المعلومات الأساسية
- الرسوم السنوية: 300 درهم (مُعفى في السنة الأولى؛ من السنة الثانية فصاعدًا، يتم الإعفاء في حالة الإنفاق السنوي الذي لا يقل عن 9,000 درهم؛ وإلا يتم تطبيق الرسوم +%5 ضريبة القيمة المضافة)
- النسبة المئوية السنوية (APR): 39% (ثابتة سنويًا)
- الحد الأدنى للدخل: 8,000 درهم
- ملاحظات حول الرسوم: رسوم السداد المتأخر 230 درهم؛ رسوم المعاملات الدولية 2.99%؛ رسوم تجاوز الحد الائتماني 249 درهم؛ لا كاش باك للإنفاق فوق الحد الائتماني.
Why This Card is for You?
Want to get a credit card or apply for credit card fast? This card provides 3% cashback on non-AED spend, 2% at supermarkets, and 1% on other purchases. Great for anyone wanting easiest credit card to get with rewards, including for self employed.
Enjoy airport lounge access, local Emirates Airlines credit card offers, and manage everything with online credit card application. While the process is fast and easy apply, there is no promise of instant approval or pre approved credit cards.
Pros and Cons of the Citi Cash Back Credit Card
Pros
- Cashback: 3% non-AED, 2% supermarket, 1% others
- No annual fee year 1, possible waiver from year 2
- Global lounge access and local offers
Cons
- Fee applies if spend < AED 9,000 after year 1
- No cashback for spend above credit card limit
How to Apply for Your Citi Cash Back Credit Card
To apply credit card online or for instant credit card apply, visit the Citibank UAE website. Fill the online credit card application, upload Emirates ID, passport, UAE visa, and IBAN.
Every credit card application online instant approval is subject to regulatory review; fast credit card approval or credit card immediate approval cannot be guaranteed. Accepts both salaried and self employed, subject to eligibility.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Citibank UAE. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
إخلاء المسؤولية
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل سيتي بنك الإمارات. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.