The HSBC Personal Loan is designed to provide financing for personal goals while ensuring compliance with local banking regulations. Customers can borrow significant amounts with fixed repayment schedules.
This product is available to UAE nationals and residents who meet eligibility requirements, including salary transfer to HSBC.
Is HSBC a good bank?
HSBC is one of the largest international banks operating in the UAE and is regulated by the Central Bank of the UAE.
It provides a wide range of retail and corporate services, including personal loans, mortgages, and credit cards.
Main characteristics of HSBC Personal Loan
- Loan amount between AED 25,000 and AED 750,000
- Repayment terms from 12 to 48 months
- APR starting from 7%
- Salary transfer required to HSBC account
- Option to top up the loan subject to approval
Disadvantages
- Minimum salary requirement of AED 7,500 per month
- Early settlement may involve penalties
Here is advice for you
Before applying, it is important to calculate your repayment capacity and understand the total cost of borrowing.
Using the HSBC loan calculator can help estimate monthly instalments and ensure responsible planning.
Requirements to apply for this loan
- Minimum age: 21 years
- Minimum salary: AED 7,500 per month
- Valid Emirates ID and UAE residence visa
- Salary transfer to HSBC account
المتطلبات للتقديم على هذا القرض
- العمر الأدنى: 21 سنة
- الحد الأدنى للراتب: 7,500 درهم إماراتي شهريًا
- هوية إماراتية سارية وتأشيرة إقامة في الإمارات
- تحويل الراتب إلى حساب HSBC
How to apply for the loan
- Visit the HSBC UAE official website
- Fill out the online loan application form
- Provide required documents (Emirates ID, passport, residency visa, salary details)
- Wait for approval and final quotation based on eligibility
Apply for your Loan
Applying online allows you to start the process quickly and receive a quotation tailored to your circumstances.
Final approval depends on documentation, credit bureau checks, and HSBC’s internal policies.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by HSBC. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك HSBC. جميع الشروط والأسعار قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الدقيقة والمحدثة.