The CBD Personal Loan offers financing solutions for UAE nationals and residents with flexible repayment plans. Customers can borrow higher amounts and repay over extended terms, depending on eligibility.
The loan includes features such as waived account minimums and top-up options, while ensuring compliance with UAE banking regulations.
Is Commercial Bank of Dubai a good bank?
The Commercial Bank of Dubai (CBD) is a leading UAE financial institution, licensed and regulated by the Central Bank of the UAE.
It provides a wide portfolio of retail and corporate services, ensuring products like personal loans are offered transparently and with consumer protection in mind.
Main characteristics of CBD Personal Loan
- Loan amounts up to AED 1,000,000
- Flexible repayment: up to 48 months (expats), up to 60 months (nationals)
- APR starting from 1% (subject to profile)
- Salary transfer and employer approval required
- Option to top up existing loans
Disadvantages
- Minimum salary requirement of AED 8,000 per month
- Employer must be approved by CBD for eligibility
Here is advice for you
Applicants should ensure their employer is on the CBD-approved list and confirm their eligibility before applying.
It is important to calculate repayment capacity and review the Key Facts Statement to understand all conditions.
Requirements to apply for this loan
- Minimum age: 21 years (expats up to 60 years, nationals up to 65 years at loan maturity)
- Minimum salary: AED 8,000 per month
- Confirmed employee with at least 6 months at a CBD-approved employer
- Valid Emirates ID, passport, residence visa
- Salary transfer to CBD account
المتطلبات للتقديم على هذا القرض
- العمر الأدنى: 21 سنة (حتى 60 سنة للمقيمين، وحتى 65 سنة للمواطنين عند استحقاق القرض)
- الحد الأدنى للراتب: 8,000 درهم إماراتي شهريًا
- موظف مثبت مع 6 أشهر خدمة كحد أدنى لدى صاحب عمل معتمد من بنك CBD
- بطاقة هوية إماراتية وجواز سفر وتأشيرة إقامة سارية
- تحويل الراتب إلى حساب بنك CBD
How to apply for the loan
- Visit the CBD UAE official website
- Fill in the personal loan application form
- Provide required documents (Emirates ID, passport, visa, salary transfer letter, bank statements)
- Wait for CBD assessment and approval decision
Apply for your Loan
Applying through CBD ensures the process follows regulatory and institutional requirements.
Applicants should review all fees and repayment obligations carefully before committing to the loan.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Commercial Bank of Dubai (CBD). All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك دبي التجاري (CBD). جميع الشروط والأسعار قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الدقيقة والمحدثة.