The U by Emaar Family Credit Card is positioned as a rewards-driven card from Emirates NBD, built around earning and redeeming UPoints across shopping, dining, and Emaar experiences.
The value you get depends mainly on your spending patterns and whether you redeem UPoints regularly. As with any credit card, it’s important to understand interest charges, minimum payment rules, and fees before applying.
About the bank Emirates NBD
Emirates NBD is a UAE-licensed bank offering retail banking products such as accounts, cards, and loans.
Credit card approvals and credit limits are typically based on the bank’s internal assessment, documentation review, and applicable UAE regulations.
How this card works
This card earns UPoints when you spend, with different rates depending on the category and where you use the card. The offer highlights:
- Base earning on general spending
- Additional earning and perks connected to Emaar malls and Emaar Hospitality
- Lifestyle perks like Buy 1 Get 1 cinema tickets and entertainment discounts (as presented)
If you carry unpaid balances, the card shows an interest rate of 3.49% per month, and a minimum payment of 5% of the outstanding or AED 100 (whichever is higher).
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income (salary) of AED 5,000
- Valid Emirates ID
- Salary certificate or recent bank statement (as requested during bank review)
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات
- الحد الأدنى للدخل الشهري: 5,000 درهم
- بطاقة هوية إماراتية سارية
- شهادة راتب أو كشف حساب بنكي حديث (حسب طلب البنك أثناء المراجعة)
Card fees
- Annual fee: Free for life / No annual fee
رسوم البطاقة
- الرسوم السنوية: مجانية مدى الحياة / بدون رسوم سنوية
Credit Card apply online
- Access the official Emirates NBD website
- Find the U by Emaar Family Credit Card page
- Fill in the credit card application form with your details
- Upload or provide required documents (ID and income proof)
- Wait for bank review and contact (approval is not guaranteed)
Apply for Credit Card
Before applying, review the Key Facts Statement and the card’s reward structure to confirm it matches your spending habits—especially if you want to maximize value through Emaar-related benefits.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Emirates NBD. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك الإمارات دبي الوطني. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.