The SCB Simply Cash Credit Card provides cashback on international and airline spends while giving cardholders access to lifestyle and travel privileges.
With 2% cashback, airport lounge access, and Buy 1 Get 1 Free cinema tickets, the card is positioned as a balanced option for travel and entertainment.
About the bank: Standard Chartered
Standard Chartered Bank UAE is part of the global Standard Chartered Group, licensed and regulated by the Central Bank of the UAE. It has a strong presence in retail and corporate banking and is known for its compliance with local consumer protection laws.
The Simply Cash Credit Card reflects SCB’s strategy of combining cashback benefits with lifestyle privileges, tailored for the UAE market.
How this card works
The Simply Cash Credit Card provides 2% cashback on international and airline transactions, credited to the account in line with monthly spending. Local spends outside the specified categories do not earn cashback at the same rate.
Additional lifestyle benefits include 8 complimentary airport lounge visits annually, subject to pre-booking via the Visa Airport Companion app, and Buy 1 Get 1 Free movie tickets at VOX and Reel Cinemas when cardholders spend AED 3,000 monthly.
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income: AED 9,000
- Valid Emirates ID
- Salary certificate or bank statement
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات
- الحد الأدنى للدخل الشهري: 9,000 درهم
- بطاقة هوية إماراتية سارية
- شهادة راتب أو كشف حساب بنكي
Card fees
- Annual fee: AED 525 (first year free; waived if AED 9,000 yearly spend)
- APR: Retail 3.69% per month / Cash 3.75% per month
- Supplementary cards: First 2 free; AED 105 from 3rd card onwards
رسوم البطاقة
- الرسوم السنوية: 525 درهم (السنة الأولى مجانية؛ الإعفاء عند إنفاق 9,000 درهم سنويًا)
- النسبة المئوية السنوية (APR): %3.69 شهريًا للتجزئة / %3.75 شهريًا للسحب النقدي
- البطاقات الإضافية: أول بطاقتين مجانًا؛ 105 درهم من الثالثة فصاعدًا
Credit card apply online
Access Standard Chartered UAE’s official website
Fill in the credit card application form
Upload required documents (Emirates ID, proof of income)
Await bank’s review and contact for approval
Apply for Credit Card
Applications are available online or through SCB UAE branches. Approval is subject to eligibility, minimum income requirements, and the bank’s credit assessment.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by Standard Chartered Bank. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك ستاندرد تشارترد. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.