The Mashreq Noon Credit Card provides cashback on a wide range of categories, making it attractive to shoppers who regularly use noon and its associated platforms. Customers can enjoy up to 5% cashback, free delivery, and a welcome bonus when meeting spend conditions.
In addition, the card is digital-ready, meaning new cardholders can access a virtual card instantly while waiting for the physical card to arrive.
About the bank: Mashreq Bank
Mashreq Bank is one of the oldest financial institutions in the UAE, regulated by the Central Bank of the UAE. It offers consumer, business, and Islamic banking products, with a strong focus on digital innovation.
The bank is known for transparency in fees and compliance with CBUAE regulations, providing detailed Key Facts Statements and terms for each card.
How this card works
Cardholders can earn cashback across multiple categories: 5% on noon, noon Food, noon Minutes, noon Supermall, NowNow, Sivvi, and Namshi; 1% on other retail purchases; 0.33% on government, utilities, education, telecom, charity, rental, and fuel payments.
Other benefits include AED 500 welcome bonus (for new customers), unlimited free delivery on noon express orders, cinema discounts, and easy installment plans.
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income of AED 5,000
- Valid Emirates ID
- Salary certificate or bank statement
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات
- الحد الأدنى للدخل الشهري: 5,000 درهم
- بطاقة هوية إماراتية سارية
- شهادة راتب أو كشف حساب بنكي
Card fees
- Annual fee: Free for life
- APR: 3.85% per month
- Minimum monthly payment: 5% of statement balance
- PayProtect insurance: 0.99% of monthly balance
رسوم البطاقة
- الرسوم السنوية: مجانية مدى الحياة
- النسبة المئوية السنوية (APR): %3.85 شهريًا
- الحد الأدنى للدفع الشهري: 5% من كشف الحساب
- تأمين PayProtect: %0.99 من الرصيد الشهري
Credit card apply online
- Access the Mashreq Bank official website or mobile app
- Fill in the credit card application form
- Upload required documents (Emirates ID, proof of income)
- Wait for the bank’s review and confirmation
Apply for Credit Card
You can apply online through the Mashreq Bank website or directly via the Mashreq Mobile App. The process requires providing personal and financial documents, and approval is subject to bank evaluation.
This card is designed for customers who prioritize cashback on shopping and lifestyle services, but applicants should carefully consider the APR and repayment terms before applying.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by Mashreq Bank. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك المشرق. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.