The LuLu 247 Titanium Credit Card is designed for individuals who want daily rewards without minimum spending requirements. It focuses on providing LuLu Points across key spending categories like shopping, fuel, and utility bills.
In addition to rewards, the card offers installment plans, purchase protection, and access to digital payment platforms such as Apple Pay, Samsung Pay, and Google Pay.
About the bank: Emirates NBD
Emirates NBD is one of the largest banking groups in the UAE, licensed by the Central Bank of the UAE. It offers retail, corporate, and Islamic banking services across multiple countries.
The bank emphasizes transparency and customer protection, aligning with CBUAE regulations and consumer laws. It provides detailed Key Facts Statements for each product to ensure clarity.
How this card works
Points can be redeemed at over 70 LuLu outlets, giving flexibility and immediate value on everyday purchases.
Additional benefits include 0% balance transfer (limited time), priority checkout, early access to LuLu promotions, and supplementary insurance through Credit Shield Pro.
Requirements to apply for this credit card
- UAE residency
- Minimum income of AED 5,000/month
- Valid Emirates ID
- Salary transfer not required
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- الإقامة في دولة الإمارات
- دخل شهري لا يقل عن 5,000 درهم إماراتي
- بطاقة هوية إماراتية سارية
- لا يشترط تحويل الراتب
Card fees
- Annual fee: Free for life
- Profit rate: 3.49% per month
- Late payment fee: AED 230
- Foreign transaction fee: 2%
رسوم البطاقة
- الرسوم السنوية: مجانية مدى الحياة
- معدل الربح: 3.49% شهريًا
- رسوم التأخير: 230 درهم
- رسوم المعاملات الأجنبية: %2
Credit card apply online
- Access the Emirates NBD official website
- Fill in the credit card application form
- Upload required documents (Emirates ID, proof of income)
- Wait for the bank’s review and contact
Apply for Credit Card / قدّم للحصول على بطاقة الائتمان
This card can be requested online or at Emirates NBD branches. The process includes submitting identification and financial documents, with final approval subject to credit evaluation.
It is designed for individuals seeking a shopping-focused rewards program, but applicants should carefully review the APR, repayment obligations, and possible fees before applying.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by Emirates NBD. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information. هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك الإمارات دبي الوطني. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.