The HSBC Cash+ Credit Card offers an easy online credit card application for UAE residents seeking instant rewards.
Earn daily cashback on all eligible spending, enjoy lifestyle perks, and benefit from a secure digital banking experience, all through a fast and secure application process.
About the bank – HSBC UAE
HSBC UAE is an international financial institution licensed by the UAE Central Bank. The bank provides a wide range of retail, corporate, and digital banking products to residents and businesses across the country.
All HSBC credit card products are subject to local laws and the highest standards of consumer protection, with transparent disclosures of fees, rates, and eligibility criteria in both English and Arabic.
How This Card Works
The HSBC Cash+ Credit Card can be used for everyday purchases, online shopping, and international travel. Cardholders earn 1% cashback on every purchase, with no caps or minimum spend required, plus access to additional offers on dining, travel, and entertainment.
Applicants can use their international credit history if new to the UAE, making it easier for expatriates to apply for a credit card in Dubai. All applications undergo a compliance and credit check before any decision is made.
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income of AED 30,000
- Valid Emirates ID
- Salary certificate or bank statement
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات
- الحد الأدنى للدخل الشهري: 30,000 درهم
- بطاقة هوية إماراتية سارية
- شهادة راتب أو كشف حساب بنكي
Card fees
- Annual fee: AED 0 for the first year; AED 1,050 (incl. VAT) from year two unless waiver applies
- Late payment fee: As per HSBC UAE’s official schedule
- Foreign transaction fee: As per bank policy
العربية:
- الرسوم السنوية: 0 درهم للسنة الأولى؛ 1,050 درهم (شاملة الضريبة) من السنة الثانية ما لم يتم الإعفاء
- رسوم التأخير: حسب جدول رسوم بنك HSBC
- رسوم المعاملات الأجنبية: حسب سياسة البنك
Credit Card apply online
- Access the official HSBC UAE website
- Select the “online credit card application” option
- Fill out the HSBC Cash+ Credit Card application form
- Upload your Emirates ID and income documents
- Wait for HSBC to review your application and contact you
Apply for Credit Card
All applications for the HSBC Cash+ Credit Card are submitted online and require accurate documentation. The process is open to both employed and self-employed UAE residents, and international credit history may be used if you are new to the UAE.
Application approval is not guaranteed and depends on meeting HSBC’s eligibility and credit assessment standards. All decisions comply with UAE Central Bank regulations and consumer protection laws.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by HSBC UAE. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك HSBC الإمارات. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.