Citi Cash Back Credit Card – Benefits, Requirements and How to Apply

With cashback on everyday spending

Citi Cash Back Credit Card

The Citi Cash Back Credit Card is ideal for those looking to apply for a credit card in Dubai in a practical and online way. The online instant approval credit card application process is done through the Citibank UAE website, where the user can start the application digitally and track all stages.

Receive cashback on all purchases: 3% on spending outside the AED, 2% in supermarkets, 1% on other purchases.

About the bank Citibank UAE

Citibank UAE operates under the regulation of the Central Bank of the United Arab Emirates, serving individuals and legal entities with a variety of financial products. It is known for its focus on digital processes, including online credit card application, always respecting local compliance regulations.

The institution offers cards such as the Citi Cash Back, ideal for those seeking quick solutions, online credit cards, facilities for the self-employed (credit card for self-employed), and specific offers such as Emirates Airlines credit card offers.

How This Card Works

This card works for all your purchases – online and in-person. You can use the credit for travel expenses, food, everyday purchases, or delivery apps. Cashback is automatically credited to your statement, according to the bank’s rules.

There is no minimum to earn cashback. The card offers online credit card approval and tracking through the app. All applications are subject to income, history, and documentation evaluation. There is no promise of the easiest credit card to get or pre-approved credit cards.

Requirements to apply for this credit card

  • Must be a UAE resident
  • Minimum monthly income of AED 8,000
  • Valid Emirates ID
  • Passport and valid UAE visa copy

متطلبات التقديم على هذه البطاقة الائتمانية

  • يجب أن يكون مقيماً في دولة الإمارات
  • الحد الأدنى للدخل الشهري: 8,000 درهم
  • بطاقة هوية إماراتية سارية
  • جواز سفر ونسخة تأشيرة سارية

Card fees

  • Annual fee: AED 300 (waived 1st year; waived after if minimum spend AED 9,000)
  • Late payment fee: AED 230
  • Foreign transaction fee: 2.99%

رسوم البطاقة

  • الرسوم السنوية: 300 درهم (معفى في السنة الأولى؛ معفى بعد ذلك عند الإنفاق السنوي المطلوب)
  • رسوم التأخير: 230 درهم
  • رسوم المعاملات الدولية: 2.99%

Credit Card apply online

  • Access the Citibank UAE website
  • Fill in the credit card application online form
  • Upload documents (Emirates ID, passport, visa, salary IBAN)
  • Submit and wait for review (credit card fast approval not guaranteed)

Apply for Credit Card

You can get a credit card or apply for credit card as a salaried or self employed individual, as long as you meet the requirements. There is no promise of instant approval or pre approved credit cards—every credit card application online goes through compliance checks.

For Emirates Airlines credit card offers or easiest credit card to get, always consult official terms before applying. Use the online platform for fast credit card tracking and updates.

Disclaimer

This content is for informational purposes only and is not issued or endorsed by Citibank UAE. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.

إخلاء المسؤولية

هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل سيتي بنك الإمارات. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.