The ADCB Essential Cashback Credit Card is positioned as a cashback-focused card with no annual membership fee, offering a simple earning structure for everyday purchases. The main cashback benefit is 1% cashback on all purchases.
In addition, the card includes travel-related perks such as airport lounge access through the Mastercard Travel Pass app, and additional cashback offers through Booking.com, depending on eligibility rules and third-party terms.
About the bank ADCB
Abu Dhabi Commercial Bank PJSC (ADCB) is a UAE bank licensed and regulated by the Central Bank of the United Arab Emirates.
As with any UAE credit card, the most reliable references for updated costs, limits, and conditions are the official Key Facts Statement and the bank’s published Schedule of Fees.
How this card works
This card earns cashback primarily through:
- 1% cashback on all purchases
- Up to AED 70 cashback per month on movie tickets purchased online (with additional conditions)
However, cashback eligibility depends on monthly spending:
- Minimum spend of AED 1,000 per month to earn cashback
- Minimum spend of AED 1,500 per month to earn the movie cashback benefit
Cashback is capped:
- Up to AED 1,000 cashback per month overall
- Up to AED 70 cashback per month for movie tickets
Requirements to apply for this credit card
- Must be at least 21 years old
- Minimum salary of AED 5,000, or eligibility for a credit limit of at least AED 3,000
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون العمر 21 سنة أو أكثر
- الحد الأدنى للراتب 5,000 درهم، أو أن يكون المتقدم مؤهلاً لحد ائتماني لا يقل عن 3,000 درهم
Card fees
- Annual fee: Free for life (no annual membership fee)
رسوم البطاقة
- الرسوم السنوية: مجانية مدى الحياة (بدون رسوم عضوية سنوية)
Credit card apply online
- Access the official ADCB page for the Essential Cashback Credit Card
- Select “Apply Online” or request a callback
- Provide your personal details and income information
- Submit the application and wait for ADCB review and contact
Apply for credit card
Before applying, it’s recommended to review the Key Facts Statement and the Schedule of Fees, especially for any charges not listed in the product highlights.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Abu Dhabi Commercial Bank PJSC (ADCB). All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
Arabic:
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك أبوظبي التجاري ش.م.ع (ADCB). تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.