The ADCB 365 Cashback Credit Card provides tiered cashback on dining, groceries, fuel, utilities, and telecom. Cardholders can earn up to AED 1,000 in cashback per month if they meet the minimum spend requirement.
It also offers lifestyle perks such as free VOX movie tickets and installment payment plans, making it a practical card for everyday use.
About the bank: ADCB
Abu Dhabi Commercial Bank (ADCB) is one of the largest banks in the UAE, regulated by the Central Bank of the UAE. It provides retail, corporate, and Islamic banking services across multiple channels.
ADCB is recognized for offering detailed Key Facts Statements to ensure transparency, aligning with consumer protection standards in the UAE.
How this card works
Cardholders earn cashback on different categories:
- 6% on dining (including online orders)
- 5% on groceries
- 3% on utilities, telecom, fuel, and Salik
- 1% on all other domestic and international spends
Other benefits include a welcome bonus of AED 365, free-for-life annual fee in the first year, and Buy 1 Get 1 free movie tickets at VOX Cinemas.
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income of AED 8,000
- Valid Emirates ID
- Salary certificate or bank statement
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات
- الحد الأدنى للدخل الشهري: 8,000 درهم
- بطاقة هوية إماراتية سارية
- شهادة راتب أو كشف حساب بنكي
Card fees
- Annual fee: Free for first year; AED 383.25 from second year
- APR: Subject to credit evaluation (variable)
- Maximum cashback: AED 1,000 per month
- Minimum spend requirement: AED 5,000 per month
رسوم البطاقة
- الرسوم السنوية: مجانية للسنة الأولى؛ 383.25 درهم من السنة الثانية
- النسبة المئوية السنوية (APR): خاضعة للتقييم الائتماني (متغيرة)
- الحد الأقصى للاسترداد النقدي: 1,000 درهم شهريًا
- الحد الأدنى للإنفاق الشهري: 5,000 درهم
Credit card apply online
- Access the ADCB official website or mobile app
- Fill in the credit card application form
- Upload required documents (Emirates ID, proof of income)
- Wait for the bank’s review and confirmation
Apply for Credit Card
Applications can be made through ADCB’s official website, mobile app, or branches. Approval is subject to the bank’s credit and eligibility assessment.
This card is designed for individuals who want higher cashback on essential categories like dining and groceries, but applicants must maintain the minimum monthly spend to maximize rewards.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by ADCB. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك أبوظبي التجاري. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.