The FAB Cashback Credit Card is a credit card from First Abu Dhabi Bank that returns part of your spending as FAB Rewards.
Before you apply, it helps to know the fees, the income requirement, and how the cashback rules work.
What are the benefits of First Abu Dhabi Bank?
First Abu Dhabi Bank (FAB) is a UAE bank licensed by the Central Bank of the UAE (CBUAE).
Customers can manage their cards in the FAB Mobile app and review the Schedule of Fees and Key Facts Statement before applying.
How does this credit card work?
Purchases earn 5% on supermarket, fashion, and dining (up to AED 150 each per month), 3% on non-AED spending, and 1% on other purchases.
You must spend at least AED 3,000 in the previous month to earn rewards. Total cashback is capped at AED 1,000 per month.
If you don’t pay the full balance, interest of 3.99% per month applies. The minimum payment is 5% of the balance or AED 100, whichever is higher.
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income of AED 5,000
- Valid Emirates ID
- Salary certificate or bank statement
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات.
- الحد الأدنى للدخل الشهري: 5,000 درهم.
- بطاقة هوية إماراتية سارية.
- شهادة راتب أو كشف حساب بنكي.
Card fees
- Annual fee: AED 300 + VAT (AED 315 including VAT)
- Late payment fee: AED 241.50
- Foreign transaction fee: up to 2.61% + VAT + scheme charges
رسوم البطاقة
- الرسوم السنوية: 300 درهم + ضريبة القيمة المضافة (315 درهماً شاملة الضريبة).
- رسوم التأخير: 241.50 درهماً.
- رسوم المعاملات الأجنبية: تصل إلى 2.61% + ضريبة القيمة المضافة + رسوم الشبكة.
Apply for your card online
- Access the official website
- Fill in the credit card application form
- Upload your documents
- Wait for bank review and contact
Apply for credit card
Compare your monthly spending with the cashback categories and caps to see if the rewards can offset the annual fee.
Paying only the minimum amount means paying more in interest and taking longer to clear the balance.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by First Abu Dhabi Bank (FAB). All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك أبوظبي الأول (FAB). تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.