The Amazon Emirates Islamic Mastercard World Credit Card is designed for residents who want an online credit card application process with clear, published terms.
This page details how the card works, who can apply, and the fees involved, based on information published by the issuer.
What are the benefits of Emirates Islamic?
Emirates Islamic is a Sharia-compliant bank operating in the UAE as part of the Emirates NBD Group, offering retail and corporate banking products structured to comply with Islamic finance principles.
Its credit card range includes co-branded and cashback products, with online account management and a dedicated customer service line.
How does this credit card work?
Cardholders earn cashback as Amazon Reward Points on purchases made on Amazon.ae and on other everyday spending categories, with higher rates for Amazon Prime members.
Instead of interest, the card applies a profit rate to any balance not settled in full; 0%-profit installment plans are also available on eligible Amazon.ae purchases, over 3, 6, 9, or 12 months (a processing fee of AED 50 applies to the 9- and 12-month plans).
Requirements to apply for this credit card
- Minimum age of 21
- Minimum monthly income of AED 15,000 (employed applicants)
- Original Emirates ID or passport
- Latest salary certificate (employed) or trade license (self-employed)
- Bank statement for the last three months
:باللغة العربية
- الحد الأدنى للعمر: 21 عاماً
- الحد الأدنى للدخل الشهري: 15,000 درهم (للموظفين)
- بطاقة الهوية الإماراتية أو جواز السفر الأصلي
- أحدث شهادة راتب (للموظفين) أو رخصة تجارية (للعاملين لحسابهم الخاص)
- كشف حساب بنكي لآخر ثلاثة أشهر
Card fees
- Annual fee: AED 0
- Commitment to Donate Amount (delayed/default payment): AED 131.25
- Foreign transaction fee: 2.34% (non-AED transactions) / 1.99% (AED transactions processed abroad)
- Cash advance fee: 3.15% of the amount, or AED 103.95, whichever is higher
رسوم البطاقة
- الرسوم السنوية: 0 درهم
- مبلغ الالتزام بالتبرع (عند التأخر أو التعثر في السداد): 131.25 درهم
- رسوم المعاملات الأجنبية: 2.34% (بعملات غير الدرهم) / 1.99% (معاملات بالدرهم خارج الدولة)
- رسوم السحب النقدي: 3.15% من المبلغ أو 103.95 درهم، أيهما أعلى
Apply for your card online
- Step 1: Access the official website
- Step 2: Fill in the credit card application form
- Step 3: Upload your documents
- Step 4: Wait for bank review and contact
Apply for credit card
Applying online lets you submit your documents and track your application status without visiting a branch.
Final approval, credit limit, and terms remain at Emirates Islamic’s discretion and are confirmed only after its review.
Disclaimer
This content is for informational purposes only and is not issued or endorsed by Emirates Islamic. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل Emirates Islamic. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.