The Loan As You Go from HSBC is designed to help families spread the cost of GEMS Education school fees into smaller, manageable tranches.
This structure ensures parents pay less in interest compared to a conventional lump-sum loan.
Is HSBC a good bank?
HSBC is an international bank regulated by the Central Bank of the UAE.
It offers transparency with its published Key Facts Statements and ensures that products like Loan As You Go comply with UAE regulations and customer protection policies.
Main characteristics of HSBC Loan As You Go
- Loan disbursed in smaller tranches aligned with school terms
- Up to 60% savings in total interest costs
- Monthly repayments instead of lump-sum fees
- APR from 9.99% per annum (illustrative example)
- Direct payments to GEMS Education schools
Disadvantages
- Only available for specific GEMS Education schools
- Salary transfer to HSBC account required
Here is advice for you
This loan is a smart option for parents who prefer structured tuition payments and lower borrowing costs.
However, since availability is restricted to GEMS Education, it may not suit all families.
Requirements to apply for this loan
- Age: 21–65 years
- Minimum salary: AED 7,500 per month
- Valid Emirates ID and UAE residence
- Salary transfer to an HSBC current account
- Tuition payments to a GEMS Education school
المتطلبات للتقديم على هذا القرض
- العمر: من 21 إلى 65 سنة
- الحد الأدنى للراتب: 7,500 درهم إماراتي شهريًا
- بطاقة هوية إماراتية وإقامة سارية المفعول
- تحويل الراتب إلى حساب جاري لدى HSBC
- أن تكون المدفوعات لمدرسة تابعة لـ GEMS Education
How to apply for the loan
- Request a callback from an HSBC adviser
- Provide necessary income and identification documents
- Open or maintain an HSBC current account
- Salary transfer setup to HSBC
- Sign loan agreement and confirm tuition disbursement
Apply for your Loan
With Loan As You Go, HSBC ensures that tuition fees are covered directly while you repay in easy monthly instalments.
This helps families manage their finances without accumulating unnecessary interest.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by HSBC. All terms, APR, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك HSBC. جميع الشروط والنسب السنوية والرسوم قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يُرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الأدق والأحدث.