Mashreq offers a digital personal loan designed for existing customers with instant approval in as little as 5 minutes. Eligible customers can borrow up to 20x their salary (up to AED 2 million) and enjoy low profit rates with the flexibility of a first EMI deferral period of up to 90 days.
The process is fully digital: upload your Emirates ID, view your personalized loan offer, and accept it online with minimal documentation. Salary transfer to Mashreq enhances eligibility, but loans are also available for employees of unapproved companies.
Key Facts
- Loan amount: Up to AED 2 million (subject to eligibility)
- APR (Annual Percentage Rate): Disclosed in Key Facts Statement; varies by customer profile and company approval status
- Loan term (months): 3 – 60 months
- Salary multiple: Up to 20x monthly salary
- Fees: Processing fees and insurance apply (see KFS & Schedule of Charges)
الحقائق الرئيسية
- مبلغ القرض: حتى 2,000,000 درهم إماراتي (وفق الأهلية)
- النسبة المئوية السنوية (APR): مذكورة في بيان الحقائق الرئيسية؛ تختلف حسب الملف الوظيفي وحالة الشركة
- مدة القرض (بالأشهر): من 3 إلى 60 شهرًا
- مضاعف الراتب: حتى 20 ضعف الراتب الشهري
- الرسوم: تنطبق رسوم المعالجة والتأمين (راجع KFS وجدول الرسوم)
Get to know better
- Instant approval in 5 minutes for eligible customers
- Digital process: upload Emirates ID, view and accept loan offer online
- Flexible eligibility: available for employees of approved and unapproved companies
- First EMI deferral up to 90 days
Why we recommend this loan
Mashreq combines fast approval, high loan multiples, and a seamless digital application.
It provides flexibility for both approved and unapproved company employees, making it more accessible than many alternatives.
Find a personal loan to your profile
The loan can be used for education, travel, home renovation, or debt consolidation.
Customers also have options for Top-Up Loans or Debt Consolidation Loans.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Mashreq Bank. All terms, profit rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك المشرق. جميع الشروط ونسب الربح والرسوم قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يُرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الأدق والأحدث.