The Standard Chartered Loan on Card is a Fixed Payment Plan that allows cardholders to transfer part of their available credit card limit into cash directly to their personal account. Repayments are made in fixed monthly instalments of up to 48 months.
This facility is designed for flexibility, whether you need funds to pay bills, manage expenses, or cover unexpected costs. The loan amount is blocked on your credit card and released gradually with each repayment.
Key Facts
- Loan amount: Up to your available credit card limit
- APR (Annual Percentage Rate): Up to 3% monthly (varies by profile)
- Loan term (months): Up to 48 months
- Processing fee: Up to 4.2%
- Early settlement: 2% – 5% or AED 300 (whichever is higher)
الحقائق الرئيسية
- مبلغ القرض: حتى الحد المتاح لبطاقتك الائتمانية
- النسبة المئوية السنوية (APR): حتى 3٪ شهريًا (تختلف حسب الملف الشخصي)
- مدة القرض (بالأشهر): حتى 48 شهرًا
- رسوم المعالجة: حتى 4.2٪
- التسوية المبكرة: من 2٪ إلى 5٪ أو 300 درهم (أيهما أعلى)
Get to know better
- Convert credit card limit into cash for personal use
- No additional paperwork or forms required
- Fixed instalments for easier repayment planning
- Quick processing in 2–3 business days
Why we recommend this loan
This product offers flexibility and convenience for existing SCB credit card holders.
It is especially useful if you need quick access to funds without applying for a separate personal loan.
Find a personal loan to your profile
The SCB Loan on Card works well for short to medium-term financing needs, giving customers more control over their monthly repayments.
SCB Loan on Card: Get a personal loan
By converting available credit into structured instalments, SCB helps you manage expenses in a more predictable way.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Standard Chartered Bank. All terms, profit rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك ستاندرد تشارترد. جميع الشروط ونسب الربح والرسوم قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يُرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الأدق والأحدث.