The ADCB Personal Loan for Expatriates is structured to support residents in the UAE with financing solutions that fit different needs, from personal projects to education or travel. Offered under the Central Bank of the UAE framework, this loan ensures transparency and compliance.
Borrowers can benefit from competitive rates, salary overdraft facilities, and the opportunity to earn TouchPoints rewards. The process is digital and accessible via mobile or branch channels.
Key Facts
- Loan amount: AED 5,000 – AED 1,000,000
- APR (Annual Percentage Rate): from 6.49% to 13.49% per annum
- Loan term (months): 6 to 48 months
- Processing fee: 1.05% of the loan amount
الحقائق الرئيسية
- مبلغ القرض: من 5,000 إلى 1,000,000 درهم إماراتي
- النسبة المئوية السنوية (APR): من 6.49% إلى 13.49% سنويًا
- مدة القرض (بالأشهر): من 6 إلى 48 شهرًا
- رسوم المعالجة: 1.05% من مبلغ القرض
Get to know better
- Digital application through ADCB Mobile App or Hayyak App
- Up to 2x salary overdraft option
- Earn TouchPoints on loan amount
Why we recommend this loan
The ADCB Personal Loan for Expatriates is designed to meet the needs of non-national residents by offering flexible tenures, digital convenience, and competitive costs.
Borrowers can also access added features like salary overdraft and loyalty rewards, making it a structured option for expatriates living in the UAE.
Find a personal loan to your profile
Applicants with steady income and valid residence documents can tailor repayment schedules according to their circumstances.
The structure ensures responsible lending, requiring a salary transfer and consideration of credit history.
ADCB Personal Loan for Expatriates: Get a personal loan
With quick processing, expatriates can access funds while meeting eligibility requirements.
This product emphasizes balance between affordability and compliance with UAE lending standards.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Abu Dhabi Commercial Bank (ADCB). All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك أبوظبي التجاري (ADCB). جميع الشروط والأسعار قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الدقيقة والمحدثة.