The ADCB Personal Loan for Expatriates offers financing solutions tailored to residents, with benefits such as salary overdraft, TouchPoints rewards, and fast digital processing.
The loan also provides the assurance of regulatory compliance and flexible repayment terms that adapt to expatriate needs.
Is ADCB a good bank?
Abu Dhabi Commercial Bank (ADCB) is a major financial institution in the UAE, licensed and regulated by the Central Bank of the UAE.
It offers a wide range of banking services, ensuring transparency, consumer protection, and reliable loan products such as personal loans.
Main characteristics of ADCB Personal Loan for Expatriates
- Loan amounts from AED 5,000 to AED 1,000,000
- APR from 6.49% to 13.49% per annum
- Repayment terms from 6 to 48 months
- Processing fee of 1.05% of loan amount
- Earn TouchPoints for every AED 1,000 borrowed
Disadvantages
- Salary transfer to ADCB account is mandatory
- Additional life insurance fee may apply
Here is advice for you
Expatriates should review the processing fee and ensure eligibility before applying.
It is important to calculate repayment capacity and carefully review the Key Facts Statement.
Requirements to apply for this loan
- Minimum age: 21 years
- Minimum salary: AED 7,500 per month
- Valid Emirates ID, passport, and UAE residence visa
- Salary transfer to ADCB account
المتطلبات للتقديم على هذا القرض
- العمر الأدنى: 21 سنة
- الحد الأدنى للراتب: 7,500 درهم إماراتي شهريًا
- بطاقة هوية إماراتية وجواز سفر وتأشيرة إقامة سارية
- تحويل الراتب إلى حساب بنك أبوظبي التجاري (ADCB)
How to apply for the loan
- Apply through the ADCB Mobile Banking App or Hayyak App
- Submit an application with required documents (Emirates ID, passport, visa)
- Transfer salary to ADCB account
- Wait for bank review and approval decision
Apply for your Loan
ADCB offers expatriates a digital and simplified way to access personal loans.
Applicants should ensure that they meet income and document requirements before submitting their request.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Abu Dhabi Commercial Bank (ADCB). All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك أبوظبي التجاري (ADCB). جميع الشروط والأسعار قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الدقيقة والمحدثة.