The CBD Personal Loan is designed to support both UAE nationals and residents who want to finance projects such as home renovations, education, or personal goals. The loan is offered under the regulatory framework of the Central Bank of the UAE.
Borrowers can access high loan amounts, competitive rates, and flexible repayment terms. Approval depends on eligibility, income verification, and employer approval as per CBD’s policy.
Key Facts
- Loan amount: AED 1,000 – AED 1,000,000
- APR (Annual Percentage Rate): starting from 1% (subject to profile and CBD credit analysis)
- Loan term (months): up to 48 months for expats, up to 60 months for UAE nationals
الحقائق الرئيسية
- مبلغ القرض: من 1,000 إلى 1,000,000 درهم إماراتي
- النسبة المئوية السنوية (APR): تبدأ من 1% (حسب الملف الشخصي وتحليل الائتمان في بنك CBD)
- مدة القرض (بالأشهر): حتى 48 شهرًا للمقيمين، وحتى 60 شهرًا للمواطنين الإماراتيين
Get to know better
- Flexible repayment terms adjusted to borrower category
- High loan amounts available for both nationals and residents
- Current account with waived minimum balance requirements
Why we recommend this loan
The CBD Personal Loan offers a clear structure with repayment flexibility and a wide borrowing range. It can be tailored to cover significant personal expenses, including education or home improvements.
Additionally, customers benefit from options such as loan top-up, salary transfer-based stability, and simplified account conditions.
Find a personal loan to your profile
This loan is suited for confirmed employees with at least six months of service at a CBD-approved employer.
With eligibility linked to salary transfer and a minimum income of AED 8,000, the product aligns with responsible lending practices.
CBD Personal Loan: Get a personal loan
The product provides high flexibility, offering repayment periods of up to 60 months for UAE nationals.
Borrowers should carefully review all terms, fees, and employer eligibility before applying to ensure suitability.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by Commercial Bank of Dubai (CBD). All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك دبي التجاري (CBD). جميع الشروط والأسعار قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الدقيقة والمحدثة.