If you are looking to finance important projects such as home improvements, education or travel, the HSBC Personal Loan offers a structured way to access funds with fixed repayment options. The product is regulated under the Central Bank of the UAE guidelines.
This loan allows eligible customers to borrow from AED 25,000 up to AED 750,000, with repayment terms ranging from 12 to 48 months. Approval is subject to income, credit checks, and salary transfer to an HSBC account.
Key Facts
- Loan amount: AED 25,000 – AED 750,000
- APR (Annual Percentage Rate): from 7%
- Loan term (months): 12 – 48
الحقائق الرئيسية
- مبلغ القرض: من 25,000 إلى 750,000 درهم إماراتي
- النسبة المئوية السنوية (APR): ابتداءً من 7%
- مدة القرض (بالأشهر): من 12 إلى 48
Get to know better
- Flexible repayment options from 1 to 4 years
- Borrowing limits adjusted to your profile
- No mandatory credit life insurance
Why we recommend this loan
The HSBC Personal Loan offers a wide borrowing range that suits different personal needs, from education to home improvements. Repayments are fixed and predictable, making financial planning easier.
Additionally, the absence of compulsory credit life insurance reduces the overall cost of borrowing, while eligibility remains clearly defined to ensure responsible lending.
Find a personal loan to your profile
For individuals earning AED 7,500 or more per month and transferring their salary to HSBC, this loan can be an option to finance personal projects responsibly.
It provides repayment flexibility and the possibility to top up in the future, subject to approval.
HSBC Personal Loan: Get a personal loan
Customers benefit from transparent terms with no hidden conditions. The loan is approved based on documentation, internal policy, and regulatory compliance.
Borrowers should carefully evaluate repayment capacity before applying to ensure financial stability.
Disclaimer/إخلاء المسؤولية
This content is for informational purposes only and is not issued or endorsed by HSBC. All terms and rates are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط ولم يصدر أو يتم اعتماده من قبل بنك HSBC. جميع الشروط والأسعار قابلة للتغيير وتخضع لموافقة الجهات التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان الحقائق الرئيسية للحصول على المعلومات الدقيقة والمحدثة.