The SCB Simply Cash Credit Card, issued by Standard Chartered Bank UAE, is designed for customers seeking cashback on daily purchases combined with lifestyle privileges. It provides 2% cashback on international and airline spends and comes with entertainment and travel benefits.
This card also offers 8 complimentary airport lounge visits per year (conditions apply), Buy 1 Get 1 Free movie tickets at VOX and Reel Cinemas, and free access to BookingBash Pro membership for discounts on leisure and entertainment activities.
Key Facts (summary)
- Annual fee: AED 525 (first year free; waived annually with AED 9,000 yearly spend)
- APR (Annual Percentage Rate): Retail 3.69% p.m. / Cash 3.75% p.m.
- Minimum income: AED 9,000 per month (as per eligibility criteria)
- Fees note: First 2 supplementary cards free; AED 105 from 3rd card onwards
الحقائق الأساسية (ملخص)
- الرسوم السنوية: 525 درهم (السنة الأولى مجانية؛ الإعفاء السنوي عند إنفاق 9,000 درهم في السنة)
- النسبة المئوية السنوية (APR): %3.69 شهريًا للتجزئة / %3.75 شهريًا للسحب النقدي
- الحد الأدنى للدخل: 9,000 درهم شهريًا (وفق معايير الأهلية)
- ملاحظات حول الرسوم: أول بطاقتين إضافيتين مجانًا؛ 105 درهم من البطاقة الثالثة فصاعدًا
Why this card is for you?
The SCB Simply Cash Credit Card is suitable if you want cashback on international travel and airline expenses while enjoying lifestyle privileges in the UAE.
It is also practical for frequent travelers, as it combines lounge access, travel insurance, and entertainment offers with straightforward cashback rewards.
Pros and Cons of the SCB Simply Cash Credit Card
Pros
- 2% cashback on international and airline spends
- Complimentary BookingBash Pro membership
- 8 free airport lounge visits yearly (with conditions)
- Buy 1 Get 1 Free VOX & Reel cinema tickets
Cons
- Annual fee of AED 525 after the first year (waiver requires AED 9,000 spend)
- Cashback limited mainly to international and airline spends
- Lounge visits require pre-booking through Visa Airport Companion app
SCB Simply Cash Credit Card: online credit card application
Applications are submitted via Standard Chartered UAE’s official website. You will need to provide Emirates ID, proof of income, and other eligibility documents. Final approval depends on the bank’s credit assessment.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by Standard Chartered Bank. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
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