The Shukran ADCB Credit Card, issued by Abu Dhabi Commercial Bank (ADCB), focuses on everyday value within the Shukran brands ecosystem.
Cardholders can receive 10% back as Shukrans at participating brands and up to 1.5% back as Shukrans on other retail purchases, alongside cinema and travel perks.
Key Facts (summary)
- Annual fee: First year free; AED 250 + VAT from year two for UAE residents; no annual fee ever for UAE nationals
- APR (Annual Percentage Rate): As per ADCB Key Facts Statement (variable)
- Minimum income: AED 8,000 (or eligible for credit limit ≥ AED 15,000)
- Fees note: Welcome bonus up to AED 1,200 Shukrans with AED 8,000 minimum spend in first 60 days; B1G1 Reel Cinemas (up to 2 free tickets/month)
الحقائق الأساسية (ملخص)
- الرسوم السنوية: مجانية للسنة الأولى؛ 250 درهم + ضريبة القيمة المضافة ابتداءً من السنة الثانية للمقيمين؛ بدون رسوم سنوية دائمًا للمواطنين
- النسبة المئوية السنوية (APR): وفق بيان المعلومات الأساسية لدى بنك أبوظبي التجاري (متغيرة)
- الحد الأدنى للدخل: 8,000 درهم (أو حدود ائتمانية لا تقل عن 15,000 درهم)
- ملاحظات حول الرسوم: مكافأة ترحيبية حتى 1,200 درهم شكران عند إنفاق 8,000 درهم خلال 60 يومًا؛ عرض اشترِ تذكرة واحصل على أخرى مجانًا في ريل سينما (حتى تذكرتين مجانيتين/شهر)
Why this card is for you?
If you regularly shop at Babyshop, Centrepoint, Emax, Home Box, Home Centre, Lifestyle, Max, Shoemart, Splash, Styli and other Shukran brands, the 10% back as Shukrans can deliver visible savings.
For entertainment and travel, the card includes B1G1 at Reel Cinemas, 20% F&B discount at the counter (min. spend applies), and up to 12% off hotel bookings via Visa Agoda. ADCB also provides digital wallet compatibility and product features such as installment plans and credit shield.
Pros and Cons of the Shukran ADCB Credit Card
Pros
- 10% back as Shukrans at participating Shukran brands
- Up to 1.5% back as Shukrans on other retail purchases
- Welcome bonus up to AED 1,200 in Shukrans; first-year annual fee waived (and none ever for UAE nationals)
Cons
- First-year annual fee waiver for residents ends in year two (AED 250 + VAT applies)
- Movie offer capped at 2 free tickets per month; brand offers subject to participating partners and terms
Shukran ADCB Credit Card: online credit card application
Apply via ADCB’s official website, app, or branches. Standard documentation (Emirates ID, income proof; other ID as applicable) is required. Approval is subject to ADCB’s eligibility and credit assessment.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by ADCB. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك أبوظبي التجاري. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.