The Mashreq Cashback Credit Card rewards cardholders on dining, local, and international spends. It provides cashback with a straightforward structure and includes a welcome bonus of up to AED 500 for new customers.
Beyond cashback, the card also features lifestyle advantages like instant digital card use, cinema offers, and flexible installment payment options.
About the bank: Mashreq Bank
Mashreq Bank is one of the leading financial institutions in the UAE, regulated by the Central Bank of the UAE. It is recognized for its innovative approach, particularly in digital banking.
The bank provides transparent Key Facts Statements for its products, ensuring compliance with CBUAE regulations and giving customers clear information on rates and fees.
How this card works
Cardholders earn cashback across multiple categories:
- 5% on international and local dining
- 1% on UAE spends (other categories)
- 1% on international spends
- 0.33% on government, utilities, education, telecom, charity, fuel, and rental payments
Additional benefits include:
- AED 500 welcome bonus for new customers (AED 100 for existing customers) upon spending AED 5,000 in the first 2 months
- 20% cashback at Careem, Netflix, noon, iTunes, Talabat, and DubaiNow for 4 months (up to AED 50 per merchant per month)
- Instant cashback redemption and no annual fee
Requirements to apply for this credit card
- Must be a UAE resident
- Minimum monthly income of AED 5,000
- Valid Emirates ID
- Salary certificate or bank statement
متطلبات التقديم للحصول على هذه البطاقة الائتمانية
- يجب أن يكون مقيماً في دولة الإمارات
- الحد الأدنى للدخل الشهري: 5,000 درهم
- بطاقة هوية إماراتية سارية
- شهادة راتب أو كشف حساب بنكي
Card fees
- Annual fee: Free for life
- APR: 3.85% per month
- Minimum payment: 5% of billed balance
- PayProtect insurance: 0.99% of balance (free for 2 months, optional)
رسوم البطاقة
- الرسوم السنوية: مجانية مدى الحياة
- النسبة المئوية السنوية (APR): %3.85 شهريًا
- الحد الأدنى للدفع: 5% من الرصيد الشهري
- تأمين PayProtect: %0.99 من الرصيد (مجانًا لأول شهرين، اختياري)
Credit card apply online
- Access the Mashreq official website or mobile app
- Fill in the application form
- Upload required documents (Emirates ID, proof of income)
- Wait for the bank’s review and confirmation
Apply for Credit Card
Applications can be submitted through the Mashreq website or mobile app. Applicants must provide personal and financial documents, with approval subject to credit evaluation.
This card is ideal for individuals who prioritize cashback on dining and online services, but it is important to carefully review the APR and repayment terms before applying.
Disclaimer / إخلاء مسؤولية
This content is for informational purposes only and is not issued or endorsed by Mashreq Bank. All terms, rates, and fees are subject to change and regulatory approval. Please refer to the bank’s official website and Key Facts Statement for the most accurate and updated information.
هذا المحتوى لأغراض إعلامية فقط، ولم يتم إصداره أو اعتماده من قبل بنك المشرق. تخضع جميع الشروط والأسعار والرسوم للتغيير والموافقة التنظيمية. يرجى الرجوع إلى الموقع الرسمي للبنك وبيان المعلومات الأساسية للحصول على أدق المعلومات وأحدثها.